Shopping on a Budget (intro)

This is what I did:

I looked at my finances hard.

A friend suggested Pear Budget.
It’s cheap (you get a free 30 day trial), easy to use and understand (if you a math phobe!) I went through our finances last year. Lo, and behold I found several holes in our budget.

My husband was eating out for breakfast, lunch, and dinner. Then he would come home and eat what I cooked on top of that. So that was the first thing that was crossed out. If you break it down: trundling down to the kosher Dunkin’ Donuts or Krispy Creme for a coffee and a breakfast sandwich or bagel, you looking at least a $5 dollar purchase. Do that five days a week and you’re looking at:

$20 a week,

$90 a month,

and $1040 a year.

That’s just if one of you are grabbing breakfast on the go. Tack on a kosher take out lunch and the expense gets higher.

Others have similar holes in their budget.  A coffee here and there can really add up.

Find them and plug them up.

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